To Qualify: You have Good Credit including sufficient income and assets to support your existing debt obligations and requested loan amount.  This fixed rate, simple interest installment loan would charge no fees or prepayment penalties.


Good to Excellent credit customers benefit from LightStream's low rates, many times beating local banks' rate offers.  


        CLICK HERE!  EASY ONLINE APPLICATION ~ COMPLETE IN MIN.

Please note they do not take applications over the phone.

~ EASY TO APPLY CREDIT APPLICATIONS ARE AVAILABLE BELOW 


~ WHICH CREDIT OPTION BEST DESCRIBES YOU?

Financing 101

The Little Car Lot can service cash buyers or those who've already been pre-approved for an auto loan through their preferred lending source.  In addition, many banks have great low-rate used car buying loan options.  We will gladly work with your chosen bank to quickly get you on the road in the vehicle of your choice!  Call your banking representative or look online to get details on your bank's auto loan process.   

 

Now, what if you need assistance with navigating the lending highway?  We can help!!  There are many factors that determine credit worthiness, but one's credit score is key.  No matter who you buy from, if you are going to require a loan, check your credit score so you know where you stand and be prepared for questions regarding the items below:   


Personal and contact information
Date of birth
Social Security Number
Marital status
Citizenship status
Email address
Home address
Home phone number
Previous address (if at current address less than 3 years)
Residence status (own or rent)
Monthly mortgage or rent payment

Employment and Income Information
Employment status
Employer name
Occupation
Work phone number
Previous employer (if at current employer less than 3 years)
Gross monthly income amount and income sources

Other Information
Year of vehicle
Make and model
Mileage of vehicle









Proud American Business Owner!

We can also help people who need a used car loan and have average credit, low credit, or no credit.  Let The Little Car Lot help you find a comfortable loan option with our special financing programs. 


        Call us today for more details!  (502)694-9430.



502-694-9430